Are you thinking about participating with Uber in Ontario? Well, ridesharing passengers and drivers in Ontario are covered under Uber’s insurance policy with Intact Insurance.

The Intact insurance policy has been designed to cover all Uber ridesharing drivers and passengers from the moment a driver is available to accept a ride request to when a passenger exits the vehicle.

In addition, Intact Uber insurance offers auto insurance coverage for drivers who use their own vehicle to transport paying Uber customers for ridesharing services.

Intact Uber insurance can be broken down into 4 unique phases based on what the Uber driver is doing.

Intact Uber Insurance Coverage Amounts Are Different For Each Phase

Furthermore, for each phase of this process a different level of insurance coverage is enacted. Please note that the Uber commercial policy does not kick in until the app is turned on and the driver is ready to engage in Uber ridesharing services.