Keller & Associates Insurance Brokers Blog
The Cheapest Car Insurance Isn’t Always the Best Car Insurance. Here’s Why
When drivers start shopping for auto insurance, one phrase usually leads the search: cheap car insurance. That makes sense. With the cost of fuel, maintenance, repairs, and vehicle payments continuing to climb, most people want to reduce their insurance costs wherever...
The Cheapest Car Insurance Isn’t Always the Best Car Insurance. Here’s Why
When drivers start shopping for auto insurance, one phrase usually leads the search: cheap car insurance. That makes sense. With the cost of fuel, maintenance, repairs, and vehicle payments continuing to climb, most people want to reduce their insurance costs wherever...
Is Your Cottage Fully Covered Year-Round? Seasonal Gaps That Cost Thousands
A quiet dock, a cold drink, and a long weekend at the cottage are what many owners look forward to. But because cottages are often used part-time, rented occasionally, or left empty for long stretches, their insurance works differently from a primary home. Before the...
Ontario Cyclists Could Face a Bigger Bike Insurance Gap After July 1, 2026
Most cyclists do not think much about insurance until they are involved in a bike accident. But here is something every rider should know: even if you do not own a car, you may still qualify for accident benefits if you are hit by one. That is why Ontario’s upcoming...
How to Lower Your Car Insurance Premium Without Sacrificing Coverage
Car insurance in Canada feels like it is getting more expensive every renewal, and it is not just you. The biggest drivers are higher claim costs across the board: inflation has pushed up labour and parts prices, new vehicle tech has made even minor collisions far...
Understanding Liability Insurance for Home-Based Businesses
The way we work in Canada has changed. You might turn a hobby into an online shop, run a freelance consulting business, or open a home-based baking business in Ontario. All of these situations make you part of a growing group of Canadian that may need to consider...
8 Car Insurance Myths in Ontario
Car insurance is one of those bills most of us pay for years without really digging into the details. The language can feel technical, the rules shift by province, and the fine print only matters when something goes wrong. That gap is where car insurance myths grow:...
Home Insurance Tips for First-Time Homebuyers
Buying your first home is thrilling, but it can be a little overwhelming. Insurance is one of those line items that doesn’t feel urgent until something goes wrong. We help first-timers learn the practical steps they can take before getting the keys. What Does Home...
Big Changes Coming to Ontario Car Insurance in 2026
Starting July 1, 2026, Ontario’s Statutory Accident Benefits Schedule (SABS) will change how accident coverage works for every driver. The update aims to simplify policies, but it also reduces what’s automatically included. If you drive, ride, or even walk near...
What Gig Workers Need to Know About Insurance in Ontario
Gig workers come from every corner of the job world: freelance writers, delivery riders, makeup artists, photographers, dog walkers, and more. For many, this kind of work offers freedom to choose their hours, skip the office, and earn money on their own terms. It’s...
Why You Might Be Underinsured, Even If You’ve Never Missed a Payment
Many people assume that paying auto insurance premiums on time means they’re fully covered. But that’s not always the case. Insurance policies often have limits, exclusions, and outdated terms that can leave you financially exposed after a serious accident. Being...