Keller & Associates Insurance Brokers Blog
Is Your Cottage Fully Covered Year-Round? Seasonal Gaps That Cost Thousands
A quiet dock, a cold drink, and a long weekend at the cottage are what many owners look forward to. But because cottages are often used part-time, rented occasionally, or left empty for long stretches, their insurance works differently from a primary home. Before the...
Is Your Cottage Fully Covered Year-Round? Seasonal Gaps That Cost Thousands
A quiet dock, a cold drink, and a long weekend at the cottage are what many owners look forward to. But because cottages are often used part-time, rented occasionally, or left empty for long stretches, their insurance works differently from a primary home. Before the...
Ways to Lower Your Car Insurance Premiums
No one enjoys spending more than they need to. The same goes for your car insurance. Just as you would scour the market for the best deals on your groceries or the latest tech gadget, there’s ample opportunity to get savings on your car insurance premiums. It’s about...
Understanding the Importance of Cyber Insurance in the Digital Age
In Canada, cybercrime is on the rise, hitting businesses hard with a steady stream of cyber-attacks. A recent report from IBM shows that Canadian organizations felt a significant financial sting from data breaches in 2022, with costs averaging around $7.3 million*....
How to Find Cheap Car Insurance
Looking for affordable car insurance can be challenging. There are so many options and factors to consider that it might seem overwhelming. But don't worry, it's not as daunting as it sounds. We'll give you some practical tips and insights to help you find a policy...
Life Insurance at Every Age
Age is a critical factor in determining the cost of life insurance premiums. This is because life insurance, like all insurance products, is priced based on the probability of making a claim. As individuals age, the likelihood of passing away naturally increases,...
Opting Out of DCPD Coverage: Potential Savings for Ontario Drivers
In 2023, Ontario gave drivers a new choice: skip the Direct Compensation Property Damage (DCPD) coverage. This could mean lower auto insurance bills, but there's a catch — if you're at fault in an accident, you're on the hook for all the repair costs. It's a...
The Importance of Having a Fire Extinguisher in Your Home
Most of us, at some time or another, have heard the saying 'better safe than sorry.' Those wise words apply to many aspects of our lives and, perhaps most importantly when it comes to our safety and the safety of those we love. A fire is great if you have a family BBQ...
You Have a Flooded Basement – Now What?
Water is vital for life, but too much can cause serious problems. Floods are a double-edged sword; they're necessary for ecosystems but can also wreak havoc on communities and properties. And often, those who can least afford it suffer the most when floods hit. Floods...
How to Deal with a Parking Lot Accident in Ontario
Parking lots are bustling hubs of activity. With vehicles weaving past and pedestrians on the move, parking lots can get really busy. Given all these elements, it’s understandable why accidents are somewhat frequent. In fact, according to the Insurance Institute for...
5 Tips to Lower Your Insurance Premiums
Insurance is vital to financial planning, providing a safety net against unexpected events and losses. However, the associated costs, particularly insurance premiums, can sometimes feel burdensome. The good news is that there are several strategies to manage and even...