Keller & Associates Insurance Brokers Blog
Understanding Liability Insurance for Home-Based Businesses
The way we work in Canada has changed. You might turn a hobby into an online shop, run a freelance consulting business, or open a home-based baking business in Ontario. All of these situations make you part of a growing group of Canadian that may need to consider...
Understanding Liability Insurance for Home-Based Businesses
The way we work in Canada has changed. You might turn a hobby into an online shop, run a freelance consulting business, or open a home-based baking business in Ontario. All of these situations make you part of a growing group of Canadian that may need to consider...
Life Insurance at Every Age
Age is a critical factor in determining the cost of life insurance premiums. This is because life insurance, like all insurance products, is priced based on the probability of making a claim. As individuals age, the likelihood of passing away naturally increases,...
Opting Out of DCPD Coverage: Potential Savings for Ontario Drivers
In 2023, Ontario gave drivers a new choice: skip the Direct Compensation Property Damage (DCPD) coverage. This could mean lower auto insurance bills, but there's a catch — if you're at fault in an accident, you're on the hook for all the repair costs. It's a...
The Importance of Having a Fire Extinguisher in Your Home
Most of us, at some time or another, have heard the saying 'better safe than sorry.' Those wise words apply to many aspects of our lives and, perhaps most importantly when it comes to our safety and the safety of those we love. A fire is great if you have a family BBQ...
You Have a Flooded Basement – Now What?
Water is vital for life, but too much can cause serious problems. Floods are a double-edged sword; they're necessary for ecosystems but can also wreak havoc on communities and properties. And often, those who can least afford it suffer the most when floods hit. Floods...
How to Deal with a Parking Lot Accident in Ontario
Parking lots are bustling hubs of activity. With vehicles weaving past and pedestrians on the move, parking lots can get really busy. Given all these elements, it’s understandable why accidents are somewhat frequent. In fact, according to the Insurance Institute for...
5 Tips to Lower Your Insurance Premiums
Insurance is vital to financial planning, providing a safety net against unexpected events and losses. However, the associated costs, particularly insurance premiums, can sometimes feel burdensome. The good news is that there are several strategies to manage and even...
6 Common Misconceptions About Home Insurance
Home insurance is a vital safeguard for homeowners, providing protection against unexpected loss or damage. However, misconceptions about home insurance can lead to misunderstandings and inadequate coverage. In this guide, we’ll shed some light on important aspects of...
5 Tips to Choose the Right Life Insurance Policy
Life insurance helps provide financial protection and peace of mind to your loved ones in the event of your passing. However, with the plethora of options available in the market, selecting the right life insurance policy can be a daunting task. By following these...
A Guide to Auto Insurance Claims
Auto insurance claims are an inevitable part of owning a vehicle in Ontario. Understanding the claims process is crucial for every driver. Whether you're a seasoned or new driver, this guide will equip you with the knowledge and tips to navigate the auto insurance...